Life Insurance

  • Up to $50,000 Guaranteed Issue Term

  • No Medical Questions Asked

  • Everyone Age 18-75 Accepted

  • No Social Security Number Required

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Life Insurance

  • No medical exams, apply online1

  • Backed by A+ rated financial strength2

  • Friendly customer support

  • You can cancel your policy anytime

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Guaranteed Life Insurance

If you don’t have a SSN or have been declined for life insurance in the past for medical or lifestyle reason then check out our Guaranteed Product. We can cover you even after you’ve been denied for any of the reasons listed below:


  • Poor health history

  • Current major medical issues

  • Been declined for life insurance in the past

  • Currently being treated with prescription medicine


  • Not a US citizen/does not have green card

  • Felony or DUI

  • Non-commercial pilot

  • High-risk job

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Life Insurance Simplified

Our click-to-buy term insurance product provides instant coverage for approved customers between the ages of 18 and 55, and a lump sum benefit. You can have a policy in as little as 5 minutes, with no medical exam or telephone interview. Enter your information in the tool to the right and receive your free quote to find out how affordable coverage for your family can be.


To learn more about Guaranteed Issue Term Life please see Terms and Conditions here.

¹Online application not available in all states.

² Life insurance quotes provided by Bestow Agency, LLC, who is the licensed agent. Policies offered by Bestow are provided by North American Company for Life and Health Insurance®, an insurance carrier rated A+ (Superior) by A.M. Best. Limitations or restrictions may apply. Neither North American nor its agents give legal or tax advice. Please consult with and rely on a qualified legal or tax advisor before entering into or paying additional premiums with respect to such arrangements. A+ (Superior), the second highest rating out of 15 categories, was affirmed by A.M. Best for North American Company for Life and Health Insurance as part of Sammons Financial Group on August 2, 2018. A.M. Best is a large third party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its ongoing obligations to policyholders. Our application asks about your lifestyle and health to avoid requiring a medical exam.

Woodforest Wealth Strategies is a wholly owned subsidiary of the Woodforest Financial Group, Inc.  Insurance products are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of a bank, are not guaranteed by a bank, and are subject to risks, including the possible loss of principal. Woodforest Wealth Strategies and Woodforest Financial Group, Inc. are not registered broker/dealers.

Raymond James is not affiliated with Bestow Agency, LLC, North American Company.